Why I Avoid Medicare

For one thing I have the luxury of avoiding it. My pension allows me to pay for health insurance through my former employer if/when I need to do that. In the meantime, I participate in Mrs. Charm’s company policy which hasn’t yet been quashed by Obamacare. Then there’s always the VA, despite its sorry reputation.

Even the VA looks pretty good compared to Medicare. Back when I was a medical writer I learned that many doctors refuse to take Medicare. Primarily because it cheats them, putting their payments off even longer than some private insurance companies do. Then asserting that their bills are too high and undercutting even their expenses, never mind any hint of profit, which any business has to have to stay in business.

Bureaucrats don’t understand profit because all they need to do to get their money is to lobby their favorite pols to raise taxes. But Medicare has an even sorrier reputation when it comes to patients, which is the main reason I avoid them. They put off a sick person’s treatments with one bureaucratic delay after another. Long enough for many of them to die waiting. If, that is, they have no political muscle, the one thing you always have to have in dealing with the government.

You know, that thing our mendacious president and his party say we all do together, i.e. screw everyone who has no pull.


4 responses to “Why I Avoid Medicare

  1. The “putting off” thing? That ain’t medicare. That’s the VA. The way our insurance works, medicare becomes primary when you turn 65, then Aetna picks up 80% of the left over expenses of procedures, hospitalization, etc.

    Which still leaves us decrepits owing a metric shitload of money. Fortunately, we are rich. I worked all my life for median wages and a two time loser in the divorce courts. I’m just piling up debt and don’t give a damn.

  2. Click on the link to the book that’s, among other things, about “putting off” Medicare patients. The VA puts patients off, too, to some extent, and that’s what got all the recent publicity. Although my father-in-law had no trouble getting in when he had cancer. Although he was a career Navy retiree which might have made a difference.

  3. Yeah, getting money out of the government is a tough call everywhere. On the other hand, US health insurance companies also don’t like to part with their money. I still have some nightmarish memories of endless phone calls…

  4. Oh, indeed. It took a year for the insurance company to get around to paying its share of Mr. B.’s birth. At least they didn’t try to postpone it. 😉